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About LinkBacksI just got the card today its nice looking, 22 apr 1k limit 0 percent for a year which is nice.
Experian pulled 645 according to the letter i got with the card.
I plan on keeping this card for at least 2 years before upgrading to prefferred. After 61 days can i call in a credit increase, i plan on spending alittle over 500 a month. So 3 k would be perfect to keep the utilization at under 20% I plan on not carrying a balance 22 percent would
eat up the cash back quick. I also have the zync so in a year i can decide which one i like more.
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Gold Member
- Join Date
- Oct 2011
- Location
- ma
- Posts
- 33
Today I got my Everyday version of the Blue Cash in the mail
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Centurion Member
- Join Date
- Aug 2011
- Location
- Phoenix
- Posts
- 393
Congratulations!
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Gold Member
- Join Date
- Oct 2011
- Location
- ma
- Posts
- 33
im excited considering everyone says amex credit cards are hard to get.
its a high apr but i don;t plan on having a balance. I really think i like the charge card more, im the kind of person that likes things simple and having just one card would be easier. Ill give it a year work out.
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Centurion Member
- Join Date
- Jul 2011
- Location
- Mesa, AZ
- Posts
- 119
Congrats! I recently discovered I have a 728 Ex, so I'll probably shoot for this after some time passes (just applied/got approved for Chase Freedom). Let me know how your Blue Cash works out for you compared to the Zync!
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Gold Member
- Join Date
- Oct 2011
- Location
- ma
- Posts
- 33
ill do 1 year update i like the idea of getting cash back but i really like the look of the zync, looks much more professional also you have to pay it off, i already got a closing date on my zync and just paid in full.
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Centurion Member
- Join Date
- Dec 2010
- Location
- Florida
- Posts
- 209
At 22% you HAVE to use it as a charge card and pay it off in full every month, or the APR will sink you. If you revolve even a portion of the balance you essentially give up the grace period and pay interest on everything, and at 22% it will add up quickly.
Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.
Ronald Reagan
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Gold Member
- Join Date
- Oct 2011
- Location
- ma
- Posts
- 33
ya im not going to carry a balance anyways. The lowest apr for the card is 17 percent
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Centurion Member
- Join Date
- Jun 2011
- Location
- New York state
- Posts
- 843
congratulations. I agree with you give the card a year. I also like a premium card over a flexibility to spend overtime card.
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