DoingHomework wrote:AMEX seems to interpret the new credit card laws in such a way that they only allow you to upgrade a card after 13 months.
This is where I have a question for you because you are extremely smart about cards. some people use the green, the gold, the gold rewards for personal use, while others use the card for business (I can tell you 1 thing, when applying American express knows) so let's say for example an employee who works for IDG, travels on business doing computer shows. let's say they start out with a green personal card but they use it solely for business, they have the bill sent to the office. 7 months later that employee wants either a gold or gold rewards are they allowed to upgrade?
when somebody uses the card for personal use, the green, you are correct they have to wait 13 months. when a company has no problems paying employee business expenses, figure the company has had 1 of the premium cards for over 13 years, does the employee that has the green card for 7 months still have to wait 13 months?