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About LinkBacksI did this switch a few weeks ago but I was after rewards not 0% APR. No problem, no inquiry. I really considered the Preferred version but my largest local grocery chain doesn't take AMEX. Like their website states if you spend only $25 a week on groceries that covers your $75 annual fee. That doesn't take into account 3% on fuel.
Better card you ask?
No one card is the best, as best is relative to what you spend the most on.
Best year round Gas card? PenFed Platinum Cash Rewards Card, 5% monthly statement credit. It can't even be beat by quarterly bonus cards, only matched.
Best year round restaraunt card? Citi Foward, 3.125% cash. This can easily be beat by quarterly bonus cards.
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Gold Member
- Join Date
- Sep 2011
- Location
- Lost in space
- Posts
- 47
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Centurion Member
- Join Date
- Jun 2011
- Location
- Down South
- Posts
- 187
I have the Penfed card and love it. I am debating on the Citi Card. I have a Gold Card and have thought of switching to the Blue Cash. I think I will just add the Blue Cash to my wallet.
Cards
Visa: BofA Cash rewards Visa Signature (1% on everything)
Kroger 123 Rewards Visa, Ascend FCU Platinum Visa (1% back), Penfed Platinum Cash Rewards Visa (5% on Gas)
BofA Cash Reward Platinum Plus (1% on everything, 2%on groceries, 3% on gas), Penfed Platinum Rewards Visa ( 5 points on gas, 3 points on groceries, 1 point on everything else)
Discover: Discover More (5% back rotating categories), Discover Miles (2% on travel and restaurants, double miles on phone, internet, and tv
Amex: Gold Card, BofA Accelerated Cash Rewards (1.5% on everything)
Express Store card (points for gift certificates and special deals)
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