Looking for a good American Express card?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
19 posts
Money card
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Looking for a good American Express card?

Postby Money card » Mon Sep 12, 2011 9:21 pm

I have the Green card, My annual fee is coming up in October. I have no problems with annual fees if we're going to get something out of it.

today I called to see if they have any useful benefits. I know they have benefits but I was looking for useful benefits.

This is what American express has: purchase protection on breakable objects like at JCPenney home store, Pottery Barn up to 1,000, rental car insurance, lost or damaged luggage, help for lost or stolen passports, emergency medical advice.

Even before I got my American express green card none of these things ever happened. However the account mgrs can't help us with something useful like dinning reservations. some thing that's useful we can't get I wonder why?


I'm looking for card that looks like executives would carry. I don't travel on business so forget about the Starwood Preferred Guest card, no Deltas, basic, gold, platinum or Medalion qualifying miles card. forget about the Jet blue, Hilton. These cards are for people who travel on business like my accountant.

I have been offered the aqua card about 5 times I have said no to this card. I will never say yes please don't suggest this card. the Blue cash rewards card is more of a card like the Discover card, it's more for shopping. I've seen a lot of people use this card, to me it's not a card that a salesperson from Federal Express would have, Minolta or IBM. I don't even think of all the cardholders that have Blue cash, nobody has their bill sent to the office. they have it sent to there home.

the clear card too is also a shopping card, it's their lowest level card. this is not a card for me. I'm looking for a card like Chase Sapphire or capitol 1 gold card, business-like. salespeople carry these cards and so do vice presidents of companies. some thing that would represent me would be an American express type business looking card. If the card has an annual fee I would like something that gets our use out of it and doesn't cost a lot, the platinum is to expensive. the Gold, with me already having a Discover and a Capitol 1 gold, there's no reason to have a gold with a year end summary .

anybody have ideas?


HipHopSays
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Postby HipHopSays » Mon Sep 12, 2011 10:36 pm

maybe theB of A accolade card......

4Runner
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Postby 4Runner » Tue Sep 13, 2011 10:53 am

I really think you wont find what you are looking for, at least not from AMEX portfolio.

Let me quote you: "...I'm looking for card that looks like executives would carry". You should be able to carry a Platinum or Platinum Business card, regardless the annual fee. If this is not good enough for you, then you need to keep looking.


Money card
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Postby Money card » Tue Sep 13, 2011 9:20 pm

The platinum is for people who travel. Yes every now and then you might somebody using this card at Bed Bath and Beyond, the Container Store, Neiman Marcus, Costco.

I'm sure most people have their bill sent to there office. While I'm guessing some people have the Green Card bill sent to the office. I'm not allowed to have a small business platinum card, nobody would be able to sign for me. The personal platinum card is to expensive for me.

I guess what I'm looking for is the Green Card with some platinum benefits at the Green Card annual fee.

4Runner
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Postby 4Runner » Tue Sep 13, 2011 11:42 pm

Within AMEX portfolio I don't think you will find anything that suit your need.

It might be time to start looking at Visa or MasterCard, but I don't think any card from them will have AMEX Platinum benefits.

ooxs
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Postby ooxs » Wed Sep 14, 2011 8:01 pm

You sound like American Express will have to pay you to carry the Black card.

After expressing your opinion on all the cards you listed above, i can only recommend the Benjamin Card AKA: CASH

Good luck

Money card
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Postby Money card » Wed Sep 14, 2011 9:48 pm

4Runner wrote:Within AMEX portfolio I don't think you will find anything that suit your need.

It might be time to start looking at Visa or MasterCard, but I don't think any card from them will have AMEX Platinum benefits.


I have a perfect Visa, the gold card connected to Capital1. I have a concierge they made 2 dining reservations. Also with this card it's 0% foreign transaction fees. On the Green Card there's 2.7%. I know on the platinum card there's none but it also has a 450 annual fee. The annual fee on my capital1 is $0. American Express green coming up is at 95.00.


Money card
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Postby Money card » Wed Sep 14, 2011 9:55 pm

ooxs wrote:You sound like American Express will have to pay you to carry the Black card.

After expressing your opinion on all the cards you listed above, i can only recommend the Benjamin Card AKA: CASH

Good luck


No they don't have to pay me for carrying a Black. But just be reasonable I'm paying 95.00, I could use some useful benefits like 1 thing. chase sapphire has a couple of useful benefits as you know my capital does too.

4Runner
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Postby 4Runner » Thu Sep 15, 2011 1:46 am

If you already have the perfect card, why you are looking for something else. I see no point about asking for an AMEX card if they don't fit your needs.

JNK
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Postby JNK » Thu Sep 15, 2011 6:45 am

To diversify - and keep the card portfolio diverse - would be my guess. Same reason that someone like me who is already very happy with their cards might be looking into getting another card.

That said... If you're specifically looking for concierge services that DON'T come attached to a Platinum charge or a Delta Reserve, then I think you're out of luck as Concierge and Client Entertainment-type services only come with those two cards (and other cards that are of the Platinum level or beyond like Centurion).

For a 'professional looking card' that has no AF and has decent rewards, you could try a Simply Cash business card which has the Platinum silver look along with what I feel to be a really good cashback rewards program built-in. I have no idea what your business expenditures are, so I would have no idea if the cashback rewards tiers would be useful for you but the good thing is is that there are no caps to what can be earned back.

... And aqua card? What aqua card? You mean the True Earnings Costco card? Why don't you like it?

I got that (business) instead of the Simply Cash because of my spending habits (and yes, I shop at Costco) though now that I'm spending quite a bit more than I used to on office and wireless and webhosting/server-related stuff, I'm reconsidering applying for the Simply Cash card since the Ink Cash from Chase has a cap and Simply Cash doesn't.
Personal Collection:

AMEX: Everyday (MR), Macy's (cobranded)
MASTER: Citibank Dividend Platinum Select (non-World version)
VISA: Chase Amazon Signature, Chase (bank issued)
GE: Care Credit (medical expenses), Macy's (store), JCP (store)


Business Collection:

AMEX: Costco True Earnings
MASTER: None
VISA: Chase Ink Cash



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