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About LinkBacksI am 24 with 3 cards WF Platinum Visa CL 7k, Bank of America Bankamericard 14k CL, AMEX Blue Cash (Grandfathered Version) 20k CL I pay all cards in full each month. No other debts. I run 30k through the cards each year. What other things might I do to bring up my score. School loans and car have been paid in full and I am gainfully employed making 70k a year. Does anyone think a Discover card would round out my cards or not worth it. Any ideas would be appreciated. Thanks!
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Platinum Member
- Join Date
- May 2010
- Location
- San Diego, CA USA
- Posts
- 96
Amex Credit Limit and diversifying Credit
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Centurion Member
- Join Date
- Jun 2011
- Location
- United States
- Posts
- 125
Hmm.. thats a tough decision because they aren't as generous about CLs as the ones your currently have. But definitely a great card to have.
Originally Posted by alsteig
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Centurion Member
- Join Date
- Jun 2008
- Location
- Smogland
- Posts
- 1,399
The 3 cards you have do sound good, but I think perhaps aiming for 5 to 7 might not be a bad idea. Not all at once, but perhaps adding one per year.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.
Current Cards: American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Citi Thank You Premier
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