Credit Card Forum
  1. #1
    Green Member
    Join Date
    Jun 2011
    Location
    USA
    Posts
    3

    Default Amex Gold vs. Chase Sapphire?

    Hey everyone, I'm new to CCF and this is my first post so go easy on me
    I'm 20 going on 21, and I have the Blue Cash card with a $2000 spending limit, Citi MTVU student rewards card with a $1200 limit, and a TJMaxx rewards card with a $1000 limit (I work there).

    I was looking at both the Amex Gold and the Chase Sapphire and I was wondering which one is better? I have a very good GS (730+). I love having an amex which is why I would love the gold, but I know chase is very hard to get approved from which is why the Sapphire card looks so appealing.

    Any advise is appreciated,
    Amexguy
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member
    Join Date
    Apr 2011
    Location
    TPC Stonebrae
    Posts
    112

    Default

    Welcome to CCF. I'm fairly new myself and am learning the whole credit thing myself.

    First question is why are you looking at these two cards? Both are geared towards frequent travelers. Do you plan on doing more flying/car renting/hotel staying?
    According to this forum Chase Sapphire holds the edge on AMEX Gold. Please refer to this link. One of my personal favorites on that list is #3 Citi Thank You Premier Card. You can't go wrong with earning miles on flight distance traveled.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member
    Join Date
    Jun 2011
    Location
    United States
    Posts
    127

    Default

    I think I would go with the sapphire or citi thank you as well. The gold doesn't offer as much if your traveling a lot. If you don't travel that much then the gold would be a good choice.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Green Member
    Join Date
    Jun 2011
    Location
    USA
    Posts
    3

    Default

    Thanks for the reply's!
    I don't travel as much as I would hope to. After college I hope to go to Las Vegas or NYC. I mainly wanted these cards because I know how hard tothey are to get. Its a personal victory of mine
    I'll probably apply for the Amex Gold in 6+months.
    Does already having a card through Amex help you when you apply for another? Is the Blue cash card that I already have harder to get then a charge card?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member
    Join Date
    Jun 2011
    Location
    United States
    Posts
    127

    Default

    Probably yes to both of your questions from what I've heard.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member Mogul of Pineapples's Avatar
    Join Date
    Jun 2008
    Location
    Smogland
    Posts
    1,396

    Default

    Quote Originally Posted by Amexguy View Post
    Is the Blue cash card that I already have harder to get then a charge card?
    Usually, yes that one is harder to get since it's a credit card versus a charge card.

    In your situation I would say the Gold wouldn't make sense because it doesn't sound like you would be traveling enough right now to fully utilize the travel perks. There is a Preferred version of the Sapphire but I wouldn't recommend that for your case either, because the annual fee wouldn't be worth it given your circumstances right now. If I were you and went that route, I would go for the standard version with no annual fee. If you would like to learn more about the benefits here is the Chase Sapphire review.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Chase Sapphire Preferred
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.