Amex Gold vs. Chase Sapphire?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Amexguy
 
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Amex Gold vs. Chase Sapphire?

Postby Amexguy » Mon Jun 27, 2011 8:04 pm

Hey everyone, I'm new to CCF and this is my first post so go easy on me ;)
I'm 20 going on 21, and I have the Blue Cash card with a $2000 spending limit, Citi MTVU student rewards card with a $1200 limit, and a TJMaxx rewards card with a $1000 limit (I work there).

I was looking at both the Amex Gold and the Chase Sapphire and I was wondering which one is better? I have a very good GS (730+). I love having an amex which is why I would love the gold, but I know chase is very hard to get approved from which is why the Sapphire card looks so appealing.

Any advise is appreciated,
Amexguy


luvbullmarkets
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Postby luvbullmarkets » Tue Jun 28, 2011 1:06 am

Welcome to CCF. I'm fairly new myself and am learning the whole credit thing myself.

First question is why are you looking at these two cards? Both are geared towards frequent travelers. Do you plan on doing more flying/car renting/hotel staying?
According to this forum Chase Sapphire holds the edge on AMEX Gold. Please refer to this link. One of my personal favorites on that list is #3 Citi Thank You Premier Card. You can't go wrong with earning miles on flight distance traveled.
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Meltdownblitz
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Postby Meltdownblitz » Tue Jun 28, 2011 7:51 am

I think I would go with the sapphire or citi thank you as well. The gold doesn't offer as much if your traveling a lot. If you don't travel that much then the gold would be a good choice.


Amexguy
 
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Joined: Mon Jun 27, 2011 7:55 pm
Location: USA

Postby Amexguy » Tue Jun 28, 2011 1:50 pm

Thanks for the reply's!
I don't travel as much as I would hope to. After college I hope to go to Las Vegas or NYC. I mainly wanted these cards because I know how hard tothey are to get. Its a personal victory of mine :)
I'll probably apply for the Amex Gold in 6+months.
Does already having a card through Amex help you when you apply for another? Is the Blue cash card that I already have harder to get then a charge card?

Meltdownblitz
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Postby Meltdownblitz » Tue Jun 28, 2011 4:05 pm

Probably yes to both of your questions from what I've heard.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Wed Jul 13, 2011 7:40 pm

Amexguy wrote:Is the Blue cash card that I already have harder to get then a charge card?


Usually, yes that one is harder to get since it's a credit card versus a charge card.

In your situation I would say the Gold wouldn't make sense because it doesn't sound like you would be traveling enough right now to fully utilize the travel perks. There is a Preferred version of the Sapphire but I wouldn't recommend that for your case either, because the annual fee wouldn't be worth it given your circumstances right now. If I were you and went that route, I would go for the standard version with no annual fee. If you would like to learn more about the benefits here is the Chase Sapphire review.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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