How soon can I request a credit limit increase?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
4 posts
Green Member
Green Member
Posts: 12
Joined: Tue Feb 15, 2011 7:13 pm
Location: Cincinnati

How soon can I request a credit limit increase?

Postby chustle925 » Tue Feb 15, 2011 7:30 pm

New member here,only had the Blue Cash card for maybe two weeks.When I applied I was instantly approved with a 5k credit limit.I actually think I went for the wrong credit card but that's another subject.My problem is that I've been using the card a lot at work and paying the charges off immediately.Just in the few weeks of me having the card I have used it to the tune of $4500.As I said I pay the card off after a week or so of the charges to try and keep my ratio down.Should I just continue to do as Im doing or should I inquire about requesting a credit increase? To me it just seems kinda early to be asking for a credit increase!? Any opinions will be greatly appreciated.Thanks

Green Member
Green Member
Posts: 7
Joined: Sat Feb 05, 2011 1:59 pm
Location: San Francisco

Short answer:

Postby chipnicodemus » Sat Feb 26, 2011 11:42 am

Every six months you can see if you qualify for a line increase. They will take your salary income and other incomes into consideration.

Green Member
Green Member
Posts: 19
Joined: Wed Jun 09, 2010 4:58 pm
Location: Florida

Postby MrAwesome » Sat Feb 26, 2011 1:53 pm

I would consider switching to an amex charge card then. My experience has been that most CC companies won't consider you for increase until after AT LEAST 6 months. Discover wouldn't do it for me until a year.

I'm an amex green card member, considering upgrading to Gold because I do the same thing and use it for business expenses and I love it.

User avatar
Mogul of Pineapples
Centurion Member
Centurion Member
Posts: 1271
Joined: Sun Jun 01, 2008 11:32 pm
Location: Smogland

Postby Mogul of Pineapples » Fri Mar 04, 2011 9:32 pm

During the hay day I remember my American Express Blue account had an "request credit limit increase" tab that I could press once a month. I think we are far, far away from seeing that come back. The 6+ months is also the minimum I have heard from the credit cards I use, listed below.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

Return to “American Express”

Who is online

Users browsing this forum: No registered users and 5 guests
†Advertiser Disclosure
The credit card offers that appear on this site are from credit card issuers from which receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. does not include all credit card offers that might be available to consumers in the marketplace.