- Gold Member
- Posts: 25
- Joined: Tue Jan 25, 2011 4:12 pm
- Location: Illinois
Sorry it's been awhile. Here's the story:
I ended up never getting any information back about my application. No e-mail, no letter, website never updated, the works. I will admit that I never bothered to call them, though.
Then 2 weeks ago or so, I decided to re-apply since it'd been 30 days since my first application. I figured that since I'd just moved it may have not been able to pull my report or something. Bam, instant decline. It listed the length of my accounts and my number of inquiries as the reasons.
I've never had a late payment or anything negative on my report. Most of the inquiries from the last 12 months consist of my new apartment complex, putting my utilities in my name for the first time, Comcast cable access, etc, NOT cards. I checked my report with Equixfax and confirmed that all of these did a hard pull, though. It's been 2 or 3 weeks since I re-applied, but does anyone think it'd be worth a try to give them a call still and explain the situation? I don't want to seem like I'm desperate and could easily live without, I just would really like to start a history with Amex sooner then later. Do they look at the reason for my numerous inquiries, or do they just look at the number? Think I'd be better off to just wait until next year and give it another shot then?