VisaSpeak wrote:Do you think I will have any trouble getting the Plat? I checked Creditkarma and it pegs my score at 740 range,
CK's FAKO doesn't really mean much. Does AmEx pull TU for you to begin with?
VisaSpeak wrote:I get 40,000 points - which I can sell for around $500. So I basically get the plat card free for 2 years, and it looks much cooler than the GOLD.
I guess you can say I want it for the status
Earn rate on MR points (better on the PRG) doesn't matter? I'd agree that it seems odd to go after a high AF card which mainly offers travel benefits if travel doesn't matter but to each his own.