AMEX Blue VS EveryDay

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
14 posts
FilmGuy
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Location: Charleston, SC

AMEX Blue VS EveryDay

Postby FilmGuy » Tue May 20, 2014 7:15 pm

Been lurking on these forums for quite some time and decided to sign up.

I got my first AMEX in 2010 I chose the Blue card because of the lack of an annual fee. Since then I've added the Hilton card which Is great because it also has no annual fee and I stay in Hilton hotels often.

My question is: Why would I not get the EveryDay card and just ditch my Blue card? My Blue card is already my "everyday" card anyway. Am I losing anything by doing this? I've looked and looked and I can't figure out why ANYONE would go Blue over EveryDay. Thanks.
Cards:
American Express Blue
American Express Hilton HHonors
American Express Premier Rewards Gold
Chase Freedom
Discover It

Scores:
804 - TU (Credit Karma)
799 - EQ (Credit Karma)
772 - TU (Discover)


takeshi
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Postby takeshi » Wed May 21, 2014 1:42 pm

You'd need to tell us -- not the other way around. Selecting a card is always about finding the right card for the individual. Give us something to work with if you want feedback. Is your major spend on categories that the Everyday offers bonus earn rates? Have you take a look to see if your purchases would yield better rewards with the Everyday Preferred? Consider everything about the cards you're looking at and not just the annual fee.

FilmGuy wrote:I've looked and looked and I can't figure out why ANYONE would go Blue over EveryDay. Thanks.

"I wouldn't" is never "no one would". Why anyone would isn't relevant. It's why you would or wouldn't that matters.

mrow
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Location: Wilmington, DE

Postby mrow » Wed May 21, 2014 2:21 pm

FilmGuy wrote:I've looked and looked and I can't figure out why ANYONE would go Blue over EveryDay. Thanks.


Because some people would rather have cash back over Membership Rewards.....?

FilmGuy
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Location: Charleston, SC

Postby FilmGuy » Thu May 22, 2014 5:50 pm

mrow wrote:Because some people would rather have cash back over Membership Rewards.....?


They are both Membership Rewards cards. I have the regular Blue, not Blue Cash.

It seems like anyone making any kind of purchases would get more MR from the EveryDay card.

I looked and as far as I can tell the EveryDay card offers the same things as the Blue and then some.
Cards:
American Express Blue
American Express Hilton HHonors
American Express Premier Rewards Gold
Chase Freedom
Discover It

Scores:
804 - TU (Credit Karma)
799 - EQ (Credit Karma)
772 - TU (Discover)

Robrus1
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Location: Texas

Postby Robrus1 » Fri May 23, 2014 7:25 am

FilmGuy wrote:They are both Membership Rewards cards. I have the regular Blue, not Blue Cash.

It seems like anyone making any kind of purchases would get more MR from the EveryDay card.

I looked and as far as I can tell the EveryDay card offers the same things as the Blue and then some.



As far as earning MR points goes, I think the EveryDay Card is the better choice out of the two.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

tigerowl06
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Location: Seattle/WA

Postby tigerowl06 » Fri May 23, 2014 11:06 pm

Personally, I would pull the trigger and PC it to an Everyday, assuming that's possible. Full MR points + multi-point categories = no contest.
Chase Freedom ($2.5K, 10/2009)
Discover it ($6K; 03/2011)
Amex BCE ($19.5K; 02/2013 - 2011 BD)

websteth
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Location: Florida

Postby websteth » Sat May 24, 2014 6:59 am

I'm waiting for the ability to PC. I think the Everyday is a better option but not enough to take the hard pull for a new account.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

FilmGuy
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Posts: 5
Joined: Sun May 11, 2014 9:54 pm
Location: Charleston, SC

Postby FilmGuy » Sat May 24, 2014 2:16 pm

Is there anything the Blue has that EveryDay doesn't?

I'm still wrapping my head around what takeshi said. I get his point with other cards but not with these two cards.

also what does PC stand for?
Cards:
American Express Blue
American Express Hilton HHonors
American Express Premier Rewards Gold
Chase Freedom
Discover It

Scores:
804 - TU (Credit Karma)
799 - EQ (Credit Karma)
772 - TU (Discover)

haikuginger
Centurion Member
Centurion Member
 
Posts: 129
Joined: Wed Feb 08, 2012 8:09 am
Location: Norman, OK

Postby haikuginger » Sat May 24, 2014 4:08 pm

PC = Product Change.

ncosky290
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Posts: 182
Joined: Tue Feb 12, 2013 7:37 pm
Location: Minneapolis

Postby ncosky290 » Fri May 30, 2014 5:06 pm

I heard it isn't possible to PC to the everyday from blue or I would already of done so. Any update on this?

Thanks
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-



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