AMEX Blue VS EveryDay

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
14 posts
Mech
Green Member
Green Member
 
Posts: 4
Joined: Sun Dec 14, 2014 3:18 pm
Location: AZ, USA

Postby Mech » Sun Dec 14, 2014 3:27 pm

Hi,

I finally decided to register here after lurking around for awhile, mainly because I have an update to this post. Apologies for dead thread bumping.

I can confirm that it is possible to PC from a regular Amex Blue to the Amex EveryDay card, as I literally just did so over the phone 5 minutes ago.

Not only that, but I was told that the EveryDay card was the only option I had if I wanted to PC my Blue. Like the above posts, it was really a no-brainer. They are basically identical products, except ED offers bonus categories for MR points.

I don't know if they have some internal flowchart for PC, but here are some details that may or may not have influenced their decision, just in case:

  • Member for 8+ years
  • Never PC'd before
  • Perfect payment history
  • $0 balance at time of PC
  • Have never requested a CLI (they offered one during this call)
  • This is my only AMEX card


jojo
Gold Member
Gold Member
 
Posts: 43
Joined: Thu Jun 20, 2013 10:20 pm
Location: CA

Postby jojo » Sat Dec 27, 2014 9:13 pm

When you did the PC from Blue to EveryDay, were you eligible for the welcome bonus? I'm getting very little utility out of my Blue Cash, and the 20% extra points benefit with EveryDay looks pretty attractive.

If I can get the welcome bonus with a PC, then I'll gladly switch now. If not, I'll apply for the EveryDay, ask for a backdate (I've been a member since 1999) and close the Blue Cash.

Thoughts?

Mech wrote:Hi,

I finally decided to register here after lurking around for awhile, mainly because I have an update to this post. Apologies for dead thread bumping.

I can confirm that it is possible to PC from a regular Amex Blue to the Amex EveryDay card, as I literally just did so over the phone 5 minutes ago.

Not only that, but I was told that the EveryDay card was the only option I had if I wanted to PC my Blue. Like the above posts, it was really a no-brainer. They are basically identical products, except ED offers bonus categories for MR points.

I don't know if they have some internal flowchart for PC, but here are some details that may or may not have influenced their decision, just in case:

  • Member for 8+ years
  • Never PC'd before
  • Perfect payment history
  • $0 balance at time of PC
  • Have never requested a CLI (they offered one during this call)
  • This is my only AMEX card

Mech
Green Member
Green Member
 
Posts: 4
Joined: Sun Dec 14, 2014 3:18 pm
Location: AZ, USA

Postby Mech » Sun Dec 28, 2014 9:43 am

jojo wrote:When you did the PC from Blue to EveryDay, were you eligible for the welcome bonus? I'm getting very little utility out of my Blue Cash, and the 20% extra points benefit with EveryDay looks pretty attractive.


No welcome bonus offer, just a straight product change. The 20% bonus does seem pretty attractive, but I haven't looked into the math yet to compare Amex MR vs my Chase UR or Hyatt GP points.

I could be wrong, but the Amex might be the lowest value of the three. I know UR is a 1:1 ratio when redeeming for stuff, whereas Amex is skewed a bit.

JNK
Platinum Member
Platinum Member
 
Posts: 93
Joined: Wed Aug 17, 2011 10:53 pm
Location: USA

Postby JNK » Mon Dec 29, 2014 3:57 am

Just wanted to chime in and say that I just did a straight up PC from Blue (which was PCed from an old Blue for Students way back when) (also am not in a position to be dealing with credit score pulls right now so I decided to forego the opening bonus and I already have Amazon Prime lol) and was immediately okay-ed without any fuss or muss.

I was able to keep all of my original Blue's terms including my way below market APR and I was also able to transfer my Membership Rewards program straight on over as well.

Member since 2001.
2 AMEX Products - personal and business.
Haven't had a late payment in years.
Yes, I sometimes carry balances if I need to.

Also, I think the whole 'you can only swap to Everyday from Blue' is a bit of a misnomer. AMEX has been trying to get me to swap my Blue to a Platinum charge for some time now and for the longest time that I've been logged into my account, I've always had a choice of other products to PC to.

I asked previously about a PC and was told that I could pretty much PC to anything I wanted though conversion of my Membership Rewards might pose a little problem.

That said, I think that PCing and the ability to PC may vary from account to account depending on a variable of factors from account age, other products you may have, previous history of PCs, etc.
Personal Collection:

AMEX: Everyday (MR), Macy's (cobranded)
MASTER: Citibank Dividend Platinum Select (non-World version)
VISA: Chase Amazon Signature, Chase (bank issued)
GE: Care Credit (medical expenses), Macy's (store), JCP (store)


Business Collection:

AMEX: Costco True Earnings
MASTER: None
VISA: Chase Ink Cash



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