- Centurion Member
- Posts: 468
- Joined: Sat Apr 13, 2013 7:49 pm
- Location: Colorado, USA
Eligibility to request a CLI comes at day 61. NEED for increase is speculative. As Robrus1 said, nothing is guaranteed nor any sort of rule. It will depend on factors such as income and current available credit, as well as good payment history. Need for a 3X CLI on a $10K current limit would likely require some sort of justification; additionally, at $25K and above, AMEX may request a financial review.
At other forums, some seem to think it's an entitlement to get a 3X CLI on their 61st day and whine about it when they don't get it. Not saying this is applicable to you, but just be aware that, as you read multiple forums, that this occurs...frequently. Frankly, if you don't NEED it, then why request it? If you do have a need for an increase, being judicious in your request can be beneficial. If you can "get by" with a $20K CL, then ask for it. So many folks seem to think that it's a competitive sport to request CLI!
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016