- Green Member
- Posts: 3
- Joined: Mon May 12, 2014 8:10 am
- Location: United States
I was wondering, what are the chances for me to get approved for the Amex Blue Cash Everyday card? The reason why I'm planning on getting this card is because I play the credit card game, so I usually use the card that has the highest rewards for my buck.
A little about me and the cards I have as of now:
I opened a Capital One Journey on 11/11, and always paid on time. $2.25k limit
Afterwards, I was approved for Capital One Quicksilver on 11/13. $3k limit
Later on, approved for Discover It - $1k limit on 12/13.
Finally, a Chase Freedom on 01/14 - $900 limit
If I were to fill out the application, can I put down my tuition for annual income?
Financial aid refund check?
Currently unemployed, will be working pretty soon after finals are over.
Discover (using the credit score tracker) says:
Your FICOÂ® Credit Score is affected by these key factors (FICO Score - 751):
1. LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED:
Longer credit histories indicates less risk to lenders. The age of your accounts is relatively low.
2. LACK OF RECENT INSTALLMENT LOAN INFORMATION:
Your report shows no open or recently reported non-mortgage installment loans. People responsibly using different types of credit are generally less risky to lenders.
Capital One Credit Score Tracker says my credit score is 739
A On-time Payments 100%
C Oldest Credit Line 3 yrs.
A Credit Utilization 0%
C Recent Inquiries 3
A New Accounts 2
C Available Credit $6,250.00
Should I take my chances or wait awhile?
Thanks in advance for the help!