My points are just with UR so there's not much to keep up with. I just combine points from my 3 UR cards into one account.
Bama87 wrote:I am going to get an American Express card by the end of the year, but I am kind of struggling with which one. Was thinking about BCE or possibly the ED. Do you think it would be beneficial for someone who won't travel a lot, if ever in the next few years, to get a card that offers rewards instead of cash back in the long run?
It's not just a matter of travel but spend and how well you can benefit from transferring points since transfers are generally the best way to get the most value from points. The reason I don't have MR cards is that MR doesn't transfer to anything useful to me whereas UR does. I live in a United hub city and 99% of my travel is with United. The remainder is probably with Southwest and both are UR transfer partners.
Generally speaking, cash back tends to be better suited to those with less spend while point and miles tend to favor more spend but you really should just run the numbers based on your spend to compare.