otter wrote:It my not be as tangible as, say... the "do not accept checks from" list posted at the register of your local store, but it is well known that Amex is very slow to forgive and forget.
True they do tend to be but it's always YMMV. Who would have thought that late last 2012 I'd be blacklisted (as noted by the no hard pull for an app with the "previous delinquency" message) and then 6 months later apply and get a card with them?
But to insist ah it's nonsense because I burned them and by the time I applied is just kind of hard to understand. I mean I burned them in 2002, yet when I next applied with them in 2011 it was a hard pull and I was not blacklisted. For me to say oh there is no such thing as a blacklist based on that is pretty much ludicrous. Just because I wasn't on it then, doesn't mean someone else isn't sitting on it.
But hey, as I said, we are free to believe dinosaurs walked with cavemen like in the Flintstones if we want to. Everyone is entitled to their opinion, no matter how ignorant it may be.