- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
I was approved for the Gold SkyMiles Amex today with a score of 681 and a two year old judgment (oops) on my CR. I was declined in 2012 (after the judgment--and I even went through the "back door" to appeal), and declined again one year later. Third time is a charm, and I was tickled to death to get it. Moral of the story: apply. As my mom used to say, "The worst they can say is no, and the absolute worst they can say is HELL no!" If they turn you down, apply again in 6-12 mos.
Sidebar: I can't help but wonder if the fact that I have a United MileagePlus Signature card helped me get the Delta card. Competition, you know.
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).