How to Smoothly Cancel an Amex card?

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VisaSpeak
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How to Smoothly Cancel an Amex card?

Postby VisaSpeak » Wed Apr 16, 2014 9:28 am

I have the Gold Premier Rewards..

Im going to get a Platinum card and then cancel the PRG.
What happens to the MR points I earned on the PRG?

The purchases I made with my PRG such as an iPhone and a TV that get their warranty doubled by puchasing with an AMEX, do I forfeit that now? Even though I will still have an Amex Platinum?


linuxmachine
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Postby linuxmachine » Wed Apr 16, 2014 12:10 pm

VisaSpeak wrote:I have the Gold Premier Rewards..

Im going to get a Platinum card and then cancel the PRG.
What happens to the MR points I earned on the PRG?

The purchases I made with my PRG such as an iPhone and a TV that get their warranty doubled by puchasing with an AMEX, do I forfeit that now? Even though I will still have an Amex Platinum?


Anecdotal evidence suggests as long as you have an account with Amex, they will fulfill their policies even after the card is cancelled as long as you hold another Amex card. This, however, is nowhere guaranteed explicitly, so it's a matter of whether you will trust what Amex has done historically vs having peace of mind by holding onto your card until the warranty expires.

travisrauh
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Postby travisrauh » Wed Apr 16, 2014 9:06 pm

VisaSpeak, as long as you are approved for the Platinum Card before cancelling your Premier Rewards Gold Card, your points will not be forfeited. They will be upgraded to Membership Rewards First.

I'd also like to ensure that you're aware, that Extended Warranty only extends the manufacturer's warranty by one year - it doesn't double it (unless of course the original warranty is only one year). :-)
I am an employee of American Express. All posts are those of my own and do not reflect the actions or opinions of AXP. While all efforts are made to ensure accuracy in my posts, for official statements or responses, please consult with @AskAmex on Twitter or dial the number on the back of your card.



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