- Platinum Member
- Posts: 85
- Joined: Sun Apr 06, 2014 9:13 pm
- Location: Wilmington, DE
Are you sure you can actually downgrade the MB Platinum to the normal one? I inquired about downgrading my Ameriprise Platinum to a normal one and was told it's not possible, that I'd have to cancel the Ameriprise and reapply for the normal one.
By the way, anyone with high yearly spending should sign up for the Ameriprise Platinum. I don't keep close watch of my points so I wasn't aware of this until I called about downgrading but the rep informed me that if you spend $20K a year or more on the card you get 5000 bonus points. I had received these points and didn't even realize it. The yearly fee is the same as the normal Platinum and it doesn't have a big Ameriprise logo on the front on anything. Just a small logo on the bottom right corner on the back.