- Centurion Member
- Posts: 321
- Joined: Mon Jan 02, 2012 1:21 am
- Location: Denver
In 1993 there were no such thing as a "debit" card, only an ATM card. I applied for my first charge card, the "Green" when I was forced to learn how to pay for things in full, rather than "charging it". It had an annual fee of $55, and back in the day my Chase Manhattan Bank Visa had a $19 annual fee. No annual fees didn't show up until Discover released their card, at least for me. I never once took advantage of a benefit from AmEx while I had the green card, other than learning to pay on time, in full, every month for 20 years. A few times I had unauthorized charges and AmEx would always, so cheerfully credit my account for whatever it was. Unlike Visa & MC where you would have to swing a dead chicken over your head 3 times to even get a response.
I held on to my green card for a long time, maybe 5 years before I decided to upgrade. Back when I was younger people would ask me why I would choose THAT card to use. My response was, "There's no spending limit so I never have to worry about running out of credit."
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash
American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k
Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+