American Express Green Card - Good for a newbie?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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takeshi
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Postby takeshi » Mon Apr 14, 2014 8:22 am

istfan wrote:Is the Amex Green Card a good card for a person my age/younger person

It's more a matter of the individual's needs/wants than age. It could be a good card for one younger person and not a good card for the next younger person.

istfan wrote:How does the Amex Green Card fare overall?

Again, depends on the individual. It's useless to me (though I do find their other cards beneficial) but YMMV.


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PlatinumAMEX94
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Postby PlatinumAMEX94 » Mon Apr 14, 2014 9:02 am

In 1993 there were no such thing as a "debit" card, only an ATM card. I applied for my first charge card, the "Green" when I was forced to learn how to pay for things in full, rather than "charging it". It had an annual fee of $55, and back in the day my Chase Manhattan Bank Visa had a $19 annual fee. No annual fees didn't show up until Discover released their card, at least for me. I never once took advantage of a benefit from AmEx while I had the green card, other than learning to pay on time, in full, every month for 20 years. A few times I had unauthorized charges and AmEx would always, so cheerfully credit my account for whatever it was. Unlike Visa & MC where you would have to swing a dead chicken over your head 3 times to even get a response.

I held on to my green card for a long time, maybe 5 years before I decided to upgrade. Back when I was younger people would ask me why I would choose THAT card to use. My response was, "There's no spending limit so I never have to worry about running out of credit."
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nismoZtuner
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Postby nismoZtuner » Mon Apr 14, 2014 2:08 pm

PlatinumAMEX94 wrote:In 1993 there were no such thing as a "debit" card, only an ATM card. I applied for my first charge card, the "Green" when I was forced to learn how to pay for things in full, rather than "charging it". It had an annual fee of $55, and back in the day my Chase Manhattan Bank Visa had a $19 annual fee. No annual fees didn't show up until Discover released their card, at least for me. I never once took advantage of a benefit from AmEx while I had the green card, other than learning to pay on time, in full, every month for 20 years. A few times I had unauthorized charges and AmEx would always, so cheerfully credit my account for whatever it was. Unlike Visa & MC where you would have to swing a dead chicken over your head 3 times to even get a response.

I held on to my green card for a long time, maybe 5 years before I decided to upgrade. Back when I was younger people would ask me why I would choose THAT card to use. My response was, "There's no spending limit so I never have to worry about running out of credit."


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