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American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
14 posts
rockyrock
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Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Fri Apr 04, 2014 8:11 am

travisrauh wrote:I haven't received any communication about that change. Where did you hear that? I'll try to confirm.


It's been floating around the Community @Amex forum actually. None of the moderators there have engaged the subject though.
American Express (2005): Green & Blue Cash Everyday
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC


takeshi
Centurion Member
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Posts: 1741
Joined: Wed Jun 05, 2013 3:12 pm
Location: US

Postby takeshi » Fri Apr 04, 2014 8:26 am

click23 wrote:One question that I have, and I have searched and only found contradictory information

Google 3x CLI. Read up using the very first hit.

jdauria wrote:One question, Amex gives your credit score with all the paperwork, and it showed: FICO 770. That's great! I am an monthly subscriber to Experian, and my score is only 728 on EXP? What gives for the big difference between bureau's?

Different models for one thing. EXP score is a FAKO. Also possibly different data on your reports.

If you're going to compare scores you need to consider the scoring models, the sources of the report data and the dates that the data was pulled as all of those will impact scoring. If the scoring models aren't the same the comparison is pointless.

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nismoZtuner
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Postby nismoZtuner » Fri Apr 04, 2014 12:56 pm

jdauria wrote:One question, Amex gives your credit score with all the paperwork, and it showed: FICO 770. That's great! I am an monthly subscriber to Experian, and my score is only 728 on EXP? What gives for the big difference between bureau's?


Could be because not all lenders report to all the bureaus..

I want to see all of my 3 scores someday- i just want to make sure i dont carry a balance on any of my cards but that not to easy- some of my pending charges go on for days till they are actually posted. I should not use my cards at least a week before my payment is due.
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

linuxmachine
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Location: los angeles

Postby linuxmachine » Fri Apr 04, 2014 2:31 pm

nismoZtuner wrote:Could be because not all lenders report to all the bureaus..

I want to see all of my 3 scores someday- i just want to make sure i dont carry a balance on any of my cards but that not to easy- some of my pending charges go on for days till they are actually posted. I should not use my cards at least a week before my payment is due.


I think the BCP usually only pulls from Experian for approval, so it's the only one they give.



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