- Green Member
- Posts: 17
- Joined: Thu Jan 24, 2013 6:42 pm
- Location: United States
Hi guys. So I've had my CapOne Journey for about 7mo now. I've PIF each month, no negatives etc and did get a voluntary increase from CapOne at around 5 or 6mo usage ($500->$750).
Im looking to get my foot in the door with Amex and really like the BCE they offer, the rewards are perfect for me because I really want to use the card for gas and groceries only. I'm a 19 year old student, credit report looks good, about 6% utilization, only 1 or 2 hard pulls from CapOne, no bad marks etc and an overall score of 732 from CreditKarma. Also, I do have a part time job netting me around $15k annually.
I'm wondering my chances of approval for the BCE? Any predictions? I have also heard that I should apply for the green card but I dont like the annual fee (especially that its so high) and the rewards aren't as appealing. Any insight is greatly appreciated!