Smart Card from AmEx

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Smart Card from AmEx

Postby rsdofny » Sun Mar 02, 2014 10:35 am

When I switched to a new card, the Amex rep offered me a smart card. I took it. But now I am thinking whether I should stick with the traditional card. Will all merchants take it? How come VISA and Mastercard do not do it as well?

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Postby darkguy2 » Sun Mar 02, 2014 11:12 am

What you are talking about is chip & signature. Many card providers are rolling out this feature. VISA is coming out with it. Typically when you add it to your account it cannot be removed. Many will either take it now or will in the near future. I have seen many of the card readers in new stores have the slot where it can read the chip cards.
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Postby takeshi » Sun Mar 02, 2014 7:50 pm

EMV cards in the US also have mag stripes. It's not Visa and MC that offer EMV -- it's the individual card issuers.

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Postby innorav » Mon Mar 03, 2014 2:26 pm

Hey, definitely better to be ahead of the game. Most card issuers in The U.S. will start the switchover slowly but surely in the next year. In the EU its the standard and it's much more secure. Something anyone can appreciate. Even if the chip and pin device reader isn't available in all supermarkets or retailers, the card can still be swiped. The chip just adds an extra layer of protection by requiring the cardholder enter their PIN. Just like any debit card transaction you already are accustomed to. :D

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