[New Product] AMEX Everyday & AMEX Everyday Preferred

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djrez4
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Postby djrez4 » Mon Mar 17, 2014 5:33 pm

I'm looking forward to applying for the Everyday Preferred when I get back from Japan. I did the math in an earlier post. The more I think about it, the more I think I want to have the Everyday Preferred in my wallet. It will simplify things for me and reduce the number of cards I need to carry to maximize rewards. I honestly think I can get away with three cards now: CSP, Freedom, and Everyday Preferred. Ink will stick around for cell phone and cable, along with other business expenses and the occasional VGC purchase when OM runs a special. And, I think I'm going to cancel the MB Plat and apply for the regular Plat, now that Amex is offering 40k points. I doubt I'll spend anything on it, but the perks are still worth it to me.

Everything else will get cancelled when it's fee time.

(As an aside, we have enough points saved up for at least two more nice trips. That's two years in which I can lay off the apps.)

Travis - Is the first year fee waived on the Everyday Preferred?
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]


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djrez4
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Postby djrez4 » Thu Mar 20, 2014 9:51 pm

Also, I propose that we call the Everyday the AE and the Everyday Preferred the AEP. I'm sick of typing it out.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

[/RIGHT]

travisrauh
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Postby travisrauh » Thu Mar 20, 2014 10:07 pm

Hi djrez4 - apologies for the delay and missing your message. I'm not in the office right now and those details are still just internally published. I'll check tomorrow when I go in and assuming there are no strange restrictions disallowing me from disclosing that for this card, I'll let you know.
I am an employee of American Express. All posts are those of my own and do not reflect the actions or opinions of AXP. While all efforts are made to ensure accuracy in my posts, for official statements or responses, please consult with @AskAmex on Twitter or dial the number on the back of your card.

linuxmachine
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Postby linuxmachine » Thu Mar 20, 2014 10:08 pm

Amex is already warning current cardholders that you wont qualify for the bonus going from some form of plat to the plat card. Mixed reports on ft forums. If you plan on apping for the amex plat do it sooner than later before they really start enforcing their anti churning policies

Moneytalks
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Postby Moneytalks » Fri Mar 21, 2014 7:42 am

djrez4 wrote:Also, I propose that we call the Everyday the AE and the Everyday Preferred the AEP. I'm sick of typing it out.


Sustained, djrez4, please proceed.
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

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Z06Biker
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Postby Z06Biker » Sat Mar 22, 2014 2:18 am

Move to strike!

I have no idea what that means. I just remember it from LA Law.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
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MemberSince99
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Postby MemberSince99 » Sat Mar 22, 2014 8:19 am

djrez4 wrote:I'm looking forward to applying for the Everyday Preferred when I get back from Japan. I did the math in an earlier post. The more I think about it, the more I think I want to have the Everyday Preferred in my wallet. It will simplify things for me and reduce the number of cards I need to carry to maximize rewards. I honestly think I can get away with three cards now: CSP, Freedom, and Everyday Preferred. Ink will stick around for cell phone and cable, along with other business expenses and the occasional VGC purchase when OM runs a special. And, I think I'm going to cancel the MB Plat and apply for the regular Plat, now that Amex is offering 40k points. I doubt I'll spend anything on it, but the perks are still worth it to me.

Everything else will get cancelled when it's fee time.

(As an aside, we have enough points saved up for at least two more nice trips. That's two years in which I can lay off the apps.)

Travis - Is the first year fee waived on the Everyday Preferred?




I would still diversify. I could get by with ONE card - the Associated has the limit, rewards and everything else I need (Concierge even) so I could live just fine with that.
BUT there is the matter of the fact that the card could get stolen. Having a backup is nice. With 3 cards you have best scoring and backup covered but there is the fact that some lenders (OCCU cough cough) are about as stable as Charles Manson on Quaaludes. Even Amex could F/R you at any time. And any lender can take AA against you.


I prefer to diversify more strongly and make them all compete against each other and have backups to my backups. Especially after the OCCU debacle I really can't "trust" any of them. Let them all compete and the best win and the rest hit the back of the wallet.

rockyrock
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Postby rockyrock » Sat Mar 22, 2014 8:25 am

Z06Biker wrote:Move to strike!

I have no idea what that means. I just remember it from LA Law.


That was my favorite show in the "80s.
American Express (2005): Green & Blue Cash Everyday
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travisrauh
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Postby travisrauh » Sat Mar 22, 2014 12:30 pm

The first year on the AMEX EveryDay Preferred card will not be free. Instead, the general bonus will be 15,000 MR points after $1,000 spend in three months. Targeted offers may differ slightly.
I am an employee of American Express. All posts are those of my own and do not reflect the actions or opinions of AXP. While all efforts are made to ensure accuracy in my posts, for official statements or responses, please consult with @AskAmex on Twitter or dial the number on the back of your card.

linuxmachine
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Postby linuxmachine » Sat Mar 22, 2014 9:30 pm

Travis, do added users contribute to the 30 transaction quota for the 50% bonus? Or is each card treated individually?



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