[New Product] AMEX Everyday & AMEX Everyday Preferred

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113 posts
travisrauh
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Location: Fort Lauderdale, FL

Postby travisrauh » Tue Mar 04, 2014 5:52 pm

luvbullmarkets wrote:Have several questions for Travisrauh. Will this card still offer similar benefits as my current PRG?

1. 90 day purchase protection?
2. 90 day return protection?
3. Extended warranty?
4. 4 free tows if broken down 100 miles + away from home?
5. Travel Accident Insurance?
6. Rental Car Insurance?
7. Baggage Insurance?
8. Hotel Upgrades?
9. Entertainment access?
10. Travel Delay Protection?
11. Ability to transfer points to partners?


1. Yes
2. Yes
3. Yes
4. Yes
5. Yes - Opt-in fee service
6. Yes
7. Yes - Opt-in fee service
8. No
9. Yes
10. Yes - Opt-in fee service
11. Yes
I am an employee of American Express. All posts are those of my own and do not reflect the actions or opinions of AXP. While all efforts are made to ensure accuracy in my posts, for official statements or responses, please consult with @AskAmex on Twitter or dial the number on the back of your card.


luvbullmarkets
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Location: TPC Stonebrae

Postby luvbullmarkets » Tue Mar 04, 2014 7:07 pm

travisrauh wrote:1. Yes
2. Yes
3. Yes
4. Yes
5. Yes - Opt-in fee service
6. Yes
7. Yes - Opt-in fee service
8. No
9. Yes
10. Yes - Opt-in fee service
11. Yes


Please explain "Opt-in fee service." I understand AMEX has a second party auto insurance coverage. The fee is $19.95 every time you use a enrolled card for a rental car. However, I am unaware of the other opt-in fee's.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

travisrauh
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Postby travisrauh » Tue Mar 04, 2014 9:57 pm

Those all work the same way - if you are enrolled in the service (like premium car rental protection), when the system detects a relevant charge (airfare, for example), it will charge you a fee to act as your primary insurance coverage for that trip. For specifics on what you are enrolled in and to enquire on your particular coverage, I would have to ask that you dial the number on the back of your card.
I am an employee of American Express. All posts are those of my own and do not reflect the actions or opinions of AXP. While all efforts are made to ensure accuracy in my posts, for official statements or responses, please consult with @AskAmex on Twitter or dial the number on the back of your card.

luvbullmarkets
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Location: TPC Stonebrae

Postby luvbullmarkets » Tue Mar 04, 2014 10:07 pm

travisrauh wrote:Those all work the same way - if you are enrolled in the service (like premium car rental protection), when the system detects a relevant charge (airfare, for example), it will charge you a fee to act as your primary insurance coverage for that trip. For specifics on what you are enrolled in and to enquire on your particular coverage, I would have to ask that you dial the number on the back of your card.


Thanks.

Despite the negative views of the new Everyday card on this thread I will still look into it.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

linuxmachine
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Location: los angeles

Postby linuxmachine » Wed Mar 12, 2014 11:11 pm

I did some analysis on my spend. 50,000 MR points or $600 cash? This is based on a 20k spend on various categories including the bonus ones. 1.2 MR points conversion is very doable.... hmmm..

luvbullmarkets
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Location: TPC Stonebrae

Postby luvbullmarkets » Sat Mar 15, 2014 8:22 pm

In comparison with the $175 A/F PRG card and the $95 A/F Everyday Preferred is a net savings in $80 A/F per year. Both cards have the same earnings rate of 3/2/1. Albeit the 3X on groceries is limited to $6K per year.

I have not spend $30K + on my PRG for the last two years. Translation no 15,000 bonus points.

Too bad I cannot simply PC my PRG over to the Everyday Preferred.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

Kaiokenryu
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Location: atlanta

Postby Kaiokenryu » Sun Mar 16, 2014 9:54 pm

i was amazed at the paradigm shift this card represents. I know they have carried cards for joe 6 pack for years.....but they never advertised that they WANT you to use them for less extravagant purchases. I will be following the company stock and reports closely to see if they reap rewards by openly pandering to "middle America".....depending on what you call middle.

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Mon Mar 17, 2014 10:19 am

luvbullmarkets wrote:In comparison with the $175 A/F PRG card and the $95 A/F Everyday Preferred is a net savings in $80 A/F per year. Both cards have the same earnings rate of 3/2/1. Albeit the 3X on groceries is limited to $6K per year.

I have not spend $30K + on my PRG for the last two years. Translation no 15,000 bonus points.

Too bad I cannot simply PC my PRG over to the Everyday Preferred.


I'm in this exact same boat. I'm not sure what I'm going to do.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

linuxmachine
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Posts: 309
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Location: los angeles

Postby linuxmachine » Mon Mar 17, 2014 12:44 pm

FutureBillionaire wrote:I'm in this exact same boat. I'm not sure what I'm going to do.


I've decided to wait it out a little bit. I have the BCP, so I can sit on the cash back for a few months, and I'm not entirely sure I still want to invest in MR points just yet. I'm guessing Amex will decide whether they will make any changes to their charge card lineup depending on how people react to the new cards, but this will take time. I will likely review my status around end of summer as well as see what Amex is up to around then.

As a side note, there's no real proof that Amex will do anything besides release the new cards. I've been reading posts on FT where people have called CS and were given hints that something might be coming, but nothing definite. This isn't a reason for any type of assumption. I've just decided to take a wait and see approach

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Mar 17, 2014 2:26 pm

linuxmachine wrote:I've decided to wait it out a little bit. I have the BCP, so I can sit on the cash back for a few months, and I'm not entirely sure I still want to invest in MR points just yet. I'm guessing Amex will decide whether they will make any changes to their charge card lineup depending on how people react to the new cards, but this will take time. I will likely review my status around end of summer as well as see what Amex is up to around then.

As a side note, there's no real proof that Amex will do anything besides release the new cards. I've been reading posts on FT where people have called CS and were given hints that something might be coming, but nothing definite. This isn't a reason for any type of assumption. I've just decided to take a wait and see approach


I'll take another charge card with rewards at different places. The annual fee is far two high for double points on gas and groceries to be useful, especially with the addition of some lucrative products to my card lineup.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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