[New Product] AMEX Everyday & AMEX Everyday Preferred

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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luvbullmarkets
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Location: TPC Stonebrae

Postby luvbullmarkets » Mon Mar 03, 2014 9:51 pm

Have several questions for Travisrauh. Will this card still offer similar benefits as my current PRG?

1. 90 day purchase protection?
2. 90 day return protection?
3. Extended warranty?
4. 4 free tows if broken down 100 miles + away from home?
5. Travel Accident Insurance?
6. Rental Car Insurance?
7. Baggage Insurance?
8. Hotel Upgrades?
9. Entertainment access?
10. Travel Delay Protection?
11. Ability to transfer points to partners?
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh


linuxmachine
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Location: los angeles

Postby linuxmachine » Tue Mar 04, 2014 1:05 am

My theory is this will be the first of many new products in the pipeline. With airline miles being devalued as well has hotel rewards, MR points indirectly suffer the same devaluation unless they change the conversion rates or provide better ways to accrue points that reflect the prevailing standards. There is no reason to enhance existing cards as they provide more value to amex as is. Instead they will keep pushing out more lucrative products that effectively restore old value as if the devaluation never occurred. Unfortunately instead of keeping things simple, they basically followed what's becoming a new standard in category bonuses. For some these bonuses are in line with spending but for most others, it requires a break in habit, and it makes it harder to hit optimal bonus targets.

I'm still on the fence on whether to give this card a try, but I feel products like this is all the more reason to drop the legacy charge cards below the plat level. I still think the perks of plat are worth every dollar if you use them.

thom02099
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Postby thom02099 » Tue Mar 04, 2014 8:47 am

At that "other site", there seems to be a feeding frenzy over these cards! The replacement for the Duck/Beaver??? :-)
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016

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otter
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Postby otter » Tue Mar 04, 2014 11:40 am

thom02099 wrote:At that "other site", there seems to be a feeding frenzy over these cards! The replacement for the Duck/Beaver??? :-)


From what I can tell(since I can only access the site from my phone since my home IP is blocked)... the VitaCost MC is the new frenzy over there- and it's a commenity card so you can do the shopping card trick, of course!
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

FutureBillionaire
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Postby FutureBillionaire » Tue Mar 04, 2014 12:28 pm

I hope this means that they will augment the value of the PRG. I have the Old Blue Cash and the Blue Cash preferred, so I don't need this card. I would rather have it than the PRG though. This just underscores how puny the rewards are on the PRG compared to the annual fee that we pay.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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djrez4
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Postby djrez4 » Tue Mar 04, 2014 1:21 pm

otter wrote:From what I can tell(since I can only access the site from my phone since my home IP is blocked)... the VitaCost MC is the new frenzy over there- and it's a commenity card so you can do the shopping card trick, of course!


That's some stalker behavior right there.

I think "Everyday" is a great name for the card. The rewards program is well designed to incentivize a lot of use. I can imagine the base Everyday finding its way into my wallet in April and replacing the Starwood as my go-to card for groceries and gas.

But, I'm not sure the Everyday Preferred provides enough value that I would keep it in my wallet at $95 a year. Assuming I hit the $6k cap on groceries and spend $40 a week on gas during the quarters Chase doesn't offer 5x:
Code: Select all
                              Everyday Preferred                    Everyday
Groceries $6,000                 27,000                               14,400
Gas $1,040                        3,120                                1,248

Total                            30,120                               15,648

Difference - 14,472


Well, actually, I guess it would cover the fee and then some. 30,000 points might be enough earning for me to keep a $95 card around. To compare, I collected 36,000 on $18,500 from the CSP in the last 11 months.

New wallet may be: CSP, Freedom, Ink, Everyday Preferred, Arrival. Five cards seems like such a small amount, though!
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

FutureBillionaire
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Postby FutureBillionaire » Tue Mar 04, 2014 2:09 pm

djrez4 wrote:
But, I'm not sure the Everyday Preferred provides enough value that I would keep it in my wallet at $95 a year. Assuming I hit the $6k cap on groceries and spend $40 a week on gas during the quarters Chase doesn't offer 5x:
Code: Select all
                              Everyday Preferred                    Everyday
Groceries $6,000                 27,000                               14,400
Gas $1,040                        3,120                                1,248

Total                            30,120                               15,648

Difference - 14,472


Well, actually, I guess it would cover the fee and then some. 30,000 points might be enough earning for me to keep a $95 card around. To compare, I collected 36,000 on $18,500 from the CSP in the last 11 months.

New wallet may be: CSP, Freedom, Ink, Everyday Preferred, Arrival. Five cards seems like such a small amount, though!


Are you MSing on your CSP?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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djrez4
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Postby djrez4 » Tue Mar 04, 2014 3:17 pm

FutureBillionaire wrote:Are you MSing on your CSP?


There was one purchase of $2500 in Chase gift cards right before they disappeared. Nothing else. I just managed to use the card in a way that got me 2 points/$ after the dividend.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

[/RIGHT]

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otter
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Location: Grand Forks, ND

Postby otter » Tue Mar 04, 2014 3:34 pm

djrez4 wrote:That's some stalker behavior right there.


Naw... I only check that other board maybe once a week... stalking behavior would be throwing a dead bird in their "garden" with a note attached which says "09".
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

MemberSince99
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Postby MemberSince99 » Tue Mar 04, 2014 4:49 pm

otter wrote:From what I can tell(since I can only access the site from my phone since my home IP is blocked)... the VitaCost MC is the new frenzy over there- and it's a commenity card so you can do the shopping card trick, of course!




You can easily get around that. They blocked my IP for a time as well, though currently it's not blocked. When they did I just used IE's "InPrivate Browsing" which doesn't give them your IP. It's under the Tools menu option then "InPrivate Browsing" or Ctrl-Shift-P. Worked like a charm. There are other ways to accomplish the same thing but that's the easiest.


They are such childish idiots anyway.



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