MrMosby wrote:1. On the Amex Charge Cards if I remember right the statements run on Day 1 of the month and were usually marked "Please pay by" the 18th or something like that. Is that correct, or do I have it backwards and "Please pay by" is the 1st?
I noticed this when I had the Corp Green card, so I called them to ask about it since I was under the impression it was a 30 day TL, not 15. They said that the mid-statement pay date was the "suggested" pay by date, and that I had until the day before the cycle closed to pay the bill. I'd verify with them (maybe by online message/chat so you have a copy of it) - but I believe the personal cards are the same way.
MrMosby wrote:3. I recently opted back in to firm credit offers, how often does Amex do marketing campaigns of these sorts?
I had an offer in the mail about 30-45 days after opting back in.
[font=Garamond][size=80]Cards: Discover IT $1400 (12/13) (out of sockdrawer for 5% gas cashback) | AmEx Green NPSL (01/14) | Chase Freedom $3K (01/14) (sockdrawered) | Comenity Buckle $500 (01/14 - Shopping cart trick) | DCU Platinum Rewards $5K (02/14) (sockdrawered) | Navy FCU $17.5K (06/14) | Chase Southwest RapidRewards Premier Signature $7.2K (08/14)
Other: DCU Auto-Refi 17% to 1.99% (01/14) | DCU New Auto 4.24% (04/14)
Scores: ~680 EQ (DCU) | ~650 TU (Discover)[/size][/font]