- Green Member
- Posts: 8
- Joined: Wed Feb 12, 2014 3:25 pm
- Location: Tennessee
Hello, I'm new to this forum, discovered it after looking for a better resource than myfico and I have been very impressed with the content here! Love what I have learned so far thank you to all!
I applied for my first Amex, the Platinum card on 1/6/14.I was approved, have been using the card for about a month now and absolutely love it. Looking at my Equifax it only shows an inquiry from Amex on the day I applied but the Amex account doesn't seem to have posted to my report yet. My score didn't take a hit at all, at least not yet, in fact my score has gone up by one point since the date I applied.
Last week my business signed up for a Costco membership, I'm a physician and co-own a practice. When we signed up for the membership we were offered a True Earnings Card. Applied, 25K instant approval. I believe this card only shows me as an AU though since it was run through the business and no inquiry has shown on my personal credit report.
So now I've started looking at adding a personal AMEX credit card in addition to my charge and business TE. I'm just not sure how long I should wait to apply? Credit score is not as good as others, 682 Equifax, 715 TU FICO but I have a very solid W2. I have been so happy with AMEX this past month and I want to continue to build a good relationship with them not just looking to grab credit. Perhaps I'm real lying looking at another AMEX (BCE or BCP) because I've been so happy about joining the family that I keep drooling over their other cards. (And the approval is kind of addicting) Any advice or input would be much appreciated!