Boosting Credit Score by Mixing Credit types - Amex Charge?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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GoCreditGo!
Centurion Member
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Location: Seattle WA

Boosting Credit Score by Mixing Credit types - Amex Charge?

Postby GoCreditGo! » Wed Feb 12, 2014 9:53 am

I understand credit cards is one category. I'm wondering if Amex Charge cards are considered credit cards in the FICO world.


samhradh
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Joined: Thu Nov 21, 2013 1:13 pm
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Postby samhradh » Wed Feb 12, 2014 12:33 pm

No, they are not. Having a charge card is a way to diversify and improve your FICO.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).

GoCreditGo!
Centurion Member
Centurion Member
 
Posts: 230
Joined: Tue Nov 05, 2013 1:48 pm
Location: Seattle WA

Postby GoCreditGo! » Wed Feb 12, 2014 1:01 pm

Approved! I'm a new Gold PRG member.


samhradh wrote:No, they are not. Having a charge card is a way to diversify and improve your FICO.



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