SoonerMagic wrote:I am preparing to apply for my first Amex card. Is there is a difference in the approval requirements for a green vs the gold card? I have goo credit but I just graduated from college and my average age of accounts is 1.8 years. Please help.
Why don't you get an AMEX revolver that grows very fast with soft CLIs?
Unless you're a big traveler, AMEX charge cards offers very little, specially for someone still building credit like yourself. Just breaking even on the annual fee for a charge card takes significant spending, while on a BCE/BCP for instance, you can get some decent cashback right of the bat. On top of that, they have sign up bonuses that it will at least pay for the card annual fee for 1 or 2 yrs.
Just my 2 cents from someone that started from scratch 3yrs ago.