takeshi wrote:If you run into the 4506-T I'd say expect to run into in the future as well if you don't go through with it.
Apples and oranges.
Aren't they both credit cards based on various things besides my income? I understand repayment is important but that's assured by my pass behavior, hence the point of credit reports and credit scores as well as income, time at current position, etc, etc. The way I see it Amex is a little different so I agree somewhat with u when u say apples and oranges but not fully because they are still a creditor, not the second coming... Chase saw it fit to review my entire credit profile, scores, work info, and stated income as truth and not assume I was lying and gave me 14K, Discover agreed also and gave me 5K, as well as others throughout my life with limit's ranging from 1k to 20K. I know Amex has the right to "verify" so I'm not "angry" but still argue my point of them being just a creditor, nothing more, nothing less.