Jamesn wrote:I want an Amex mainly because of the exclusive customer service and it is considered a premium card over visa or mc.
You might want to reconsider the second reason. AmEx is just another card. You can't assume that any AmEx is universally "more premium" than any Visa or MC. Select that card based on your specific needs/wants and not on the image that you assume the payment network to have associated with it.
Jamesn wrote:I applied once already for just the basic air miles one and I was declined. How long should I wait to re apply?
Time really isn't the determining factor. What was the reason(s) stated for the denial? Did you check your reports? Has the issue been addressed? Don't just assume that waiting will lead to an approval.
Jamesn wrote:I'm not sure how my credit is
Find out. We certainly don't know what your credit is like and the answers you're seeking depend on the state of your credit.
Jamesn wrote:Which is the easiest one to get approved for?
Charge cards supposedly have easier underwriting criteria. IIRC the Delta card as well.
Jamesn wrote:Also, I do have quite a few inquiries on my credit report
How many exactly is "a few"? How old are each of them? IIRC AmEx can be a bit inquiry sensitive. Inquiries can weigh in more depending on one's credit. A thicker credit profile can generally handle inquiries better than a thin one.