I have an older version of Blue Cash Everyday card (the 0.5% to $6,500 then rewards start kicking in) in which i wanted to convert to the current version - I specifically asked the rep if this will result in a hard credit inquiry and was told NO since it's a simple conversion like what I did for my Discover More -> Discover IT.
I then received another Blue Cash Everyday card (newer version? I don't even know anymore) which is apparently a "new card" that I applied for. This one has a 20k credit line - but I did not ASK to apply for a new card - this resulted in hard credit inquiry.
I contacted AE to explain that I did not want to apply for a new card and was told that I can call to cancel the card and then call Experian to explain my situation. Meanwhile, the AE rep told me that applying for the SPG card won't result in another inquiry since they have already inquired using that previous report. I then applied for the SPG card since I have always wanted to get this card; however, unlike what the rep told me, I got ANOTHER hard credit inquiry...
1) I now have 2 Blue Cash Everyday cards for some reason - the rep wrongly applied for a newer version for me - which resulted in a hard inquiry
2) I have a SPG card (and a hard inquiry even though the rep told me that they just use the same report)
and yes, I will say hi to Mickey and Donald for you! I have an annual pass to the happiest place in the world!