Chances of an Increase (3XL CLI)

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Joined: Tue Jan 14, 2014 7:39 pm
Location: Scranton, PA

Chances of an Increase (3XL CLI)

Postby Nascent631 » Tue Jan 14, 2014 9:06 pm

I have had my AmEx BCP since the 17th of Nov, 2013. This Friday will be my 61 days, (So said the rep from AmEx). Should I get rid of my balance of $236 before requesting? I have a CL of $6,000.

Basically, is it bad to have a balance before asking for an increase? And by having a balance I mean just on this one card (the AmEx BCP). Also, what are the odds of getting it increased to $18,000? It just seems to good to be true.

Experian: 690
Equifax: 690
TransUnion: 677

Amex BCP: $6,000/ Wells Fargo: $5,000/ Chase Sapphire: $7,500

The bad is that I have a balance of $5,024 on my Chase. Everything else is okay. I had unforeseen problems that had to be taken care of. So, I would like to than transfer the debt from Chase to the AmEx to keep the Utilization down below 30%

Other then that I have never been late or anything. Plus no debt on any other card, minus the AmEx BCP which is the $236.

Getting this CLI is what I need. I desperately need it because my utilization would then be at 28% as apposed to I think 68% with Chase. So how am I looking?

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Postby Maxburn » Sun Jan 19, 2014 4:26 pm

How about asking for a zero interest transfer from the other card plus raising the limit? Can't hurt to ask.

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