Have to wait one year to upgrade your AMEX?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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VisaSpeak
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Have to wait one year to upgrade your AMEX?

Postby VisaSpeak » Sat Dec 07, 2013 9:52 am

I have a AMEX PRG, but would like the Platinum. I got the AMEX in June, so I cant upgrade my card until June?


MemberSince99
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Postby MemberSince99 » Sat Dec 07, 2013 10:06 am

I think it's 13 months. But yes as a rule they won't do it until after that time citing the "CARD Act".

Rockymet
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Postby Rockymet » Sat Dec 07, 2013 6:39 pm

You cannot upgrade your PRG to Platinum for a year, however you can apply for the Platinum or any other Amex separately then cancel or keep your PRG. You will not get the Platinum free for the first year.

CC Deville
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Postby CC Deville » Sat Dec 07, 2013 9:56 pm

CARD Act prohibits an issuer from increasing an annual fee during the first 12 months of cardmembership. Since PRG is fee free for the first year they cannot change you to a $495 per year Platinum card until that year is up.

Chiquita1969
 
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Postby Chiquita1969 » Tue Dec 10, 2013 11:07 pm

I got my gold in August 2013 and just received an invite in the mail with the offer to upgrade to the platinum card. I'm still trying to decide whether to take up this offer.

VisaSpeak
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Postby VisaSpeak » Thu Dec 12, 2013 11:57 am

Chiquita1969 wrote:I got my gold in August 2013 and just received an invite in the mail with the offer to upgrade to the platinum card. I'm still trying to decide whether to take up this offer.


how much is the incentive?



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