- Platinum Member
- Posts: 66
- Joined: Sat Apr 02, 2011 2:28 pm
- Location: Miami
I just got accepted for an AmEx Green Card, (I had been rejected back in 2011 for the Zync) this is my first AmEx card. I had a few issues with my credit (4 derogatory marks) about 5 years ago due to medical problems and not having insurance. They Still haven't fallen off my record but despite that i got accepted. I currently have the BofA Americard Rewards($500, its currently semi-secured, i put a $90 deposit. I got this card in April to raise my CL, it will change to an unsecured CC after 12 Months, and i usually pay the the card off.) CapitalOne Platinum ($500... Cant get a CLI, I just have it in the drawer putting $10 on it every now and then.) Walmart Store Card (it had $300 limit, i just went on the website and requested a CLI and automatically got bumped to $450.) Kay Jewlers ($4000, Got it in Early October, utilization is at about 20% on this one, still paying off wife's wedding ring lol.) I also took out a secured loan at my credit union just to raise my credit, it was $1000 and paid it off in 6 months. And finally I'm currently paying off a school loan about 9k left. I make about 37k to 38k a year. And have about 7k in savings.
I am planing to use the Green Card instead of my debit card for everything except Gas and Groceries (BofA CC gives me 3% back on Gas and 2% back on groceries for up to 1.6k quarterly)
Anyone have an idea how long would i have to get a history with AmEx using the Green Card before i can apply and be accepted for their AmEx Blue Cash Preferred Card, which i hear is also a great rewards card. If i would get that i would use it as the primary Gas and Grocery Card and keep the BofA as a back up.
Any input would be appreciated, Thanks.
Amex Gold NPSL (35000 Approved)(11/13)
Discover It $23500 (12/13)
Bank of America Cash Rewards $13000 (3/13)
Amex BCP $12000 (12/14)
Walmart Store Card $10000 (2/10)
Capital One Platinum $2000 (3/11)
Chase Slate $1000 (1/16)