Does AMEX care how much you spend on the card?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Postby GoCreditGo! » Thu Nov 21, 2013 9:33 pm

I'm inclined to agree. If you don't pay, I'm sure they will be hounding you.

FastSRT8 wrote:Why would they care how much you spend? IF you want them to care, don't pay your bill. It won't matter if it's $2500 or $250000... I Guarantee you they will care

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Postby Obi-dan » Thu Nov 21, 2013 10:08 pm

I don't know if this would work or not but try signing in to your account and keep reading up on the Platinum and clicking on its description and see if that generates an offer. However beware, if you just do a PC you don't get the bonus so I you get a mega offer talk to a CSR to make sure you will get it.
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Postby woogs » Fri Nov 22, 2013 7:29 am

They definitely care when you go to cancel your card in regards to retention offers.

But that being said, I really can't believe people (with the USA card) put so much spend on a Platinum card unless they really want to try to get a Centurion invite.

I find Amex MR points to be pretty useless compared to many other credit card products out there. There are some nice "Sweet rewards" since as Korean and Singapore First Class but that's about it. But even there, the SPG Amex offers most people better transfer options.

I keep my Platinum for airline lounge access but that is about it. I was naïve and put about $400k on my Platinum in 2012 and Amex offered me 50k MR points to keep the card when I went to cancel it but now all my spending goes to either Chase UR programs (better transfer partners in the USA) or different (non Membership Rewards) Amex products.
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Postby takeshi » Fri Nov 22, 2013 8:03 am

MemberSince99 wrote:The more I read these things, the more I realize what a loser I am, since the most I've ever put on my Amex cards in total is about 2500 in one month. Wow it's an eye opener.

There's a whole spectrum out there. There are many that spend less than you or don't have credit.

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Postby Sevenfeet » Fri Nov 22, 2013 8:11 am

I used to think that the Platinum card was all about how much you spend on it. And to a certain extent its probably true. But I've seen too many people on boards like this who got Platinum cards who make a third of my annual income. I think these days the main issue is "will you pay $450 a year for this card?" Even now, I spend a fraction of what I used to on my Platinum since I joined the board nearly a year ago, mainly since I have other cards that work for me better. I still covet the Platinum card's features when I travel...honestly it would really suck if I didn't have it. But I don't use it as the card for everything. These days it breaks out as:

1. Fidelity Amex (everything that isn't a major category which is half my monthly spending)
2. Amex BCP (Groceries)
3. US Bank Cash + (Restaurants)
4. Penfed (Gas and some groceries)
5. BofA Cash Rewards (anything I can't charge on Fidelity since it's Amex)
6. Amex Platinum (Costco & travel)
7. Chase CSP (some travel)
8. Discover and Chase Freedom (quarterly deals and the Apple Store for ShopDiscover)

That covers pretty much everything.
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Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
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Postby FastSRT8 » Fri Nov 22, 2013 7:53 pm

I 'value' my MR points. I can't speak for everyone but I use them in good health!
Carpe diem quam minimum credula postero!

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Postby ivotedale » Sun Nov 24, 2013 8:59 pm

MemberSince99 wrote:The more I read these things, the more I realize what a loser I am, since the most I've ever put on my Amex cards in total is about 2500 in one month. Wow it's an eye opener.

Anyway yes they like heavy spend and they are obviously seeing that from you guys. I should qualify that by saying heavy spend within your pattern and resources that is. Abnormal heavy spend may get you F/R.

If $2500 is loser-status, then I'm bottom of the barrel. I top out at $1200/ mo if I'm lucky. Early on it was around $600/ mo. Oh the student life...
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF

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Postby kellyk3351 » Tue Nov 26, 2013 3:36 pm

I was wondering that as well...don't spend that much but would be interesting to know if it made a difference/if Amex cared?

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Postby Darod850 » Fri Jan 17, 2014 2:34 pm

There are complicated algorithms, doesn't matter wether you spend $1 or $1000. There are certain numbers that "trigger" reviews for offers, just like when you're late on your payment it will "trigger" a response from a REP. Amex has never called to say, "hey, "John Doe", you've spent so much this month, wow! Thanks!" It just triggers a review of the account if all of the sudden you break a certain spending pattern on your account.

As stated before, they only care when you DONT pay. They'll give all the attention you need. :D
Many people use personal cards for purchases they get reimbursed for, like business expenses, that doesn't necessarily mean they have a jumbo disposable income. You shouldn't feel inferior because someone spends 50K on a card monthly or yearly or w/e.

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