Greetings all. I'm interested in applying for the Fidelity Amex 2% cash back card. I recently opened a Fidelity Cash Management Account, which is one of their requirement options. Here's some info:
- 25 years old (young payment history)
- 765 credit score. It was 771 before I financed a new car last week. Scores are via CreditKarma. My credit score at the car dealer was 796 (via Equifax).
- One main CC: Chase Sapphire with a 6k limit. 0 missed/late payments, though I did go a hair over a third of my utilization one time.
My biggest concerns are the recent hard inquiry from the car dealer and relatively entry-level salary, though I have very low expenses. Will I be approved? Thank you in advance for your time.