I thought I may as well be honest about it. Detailed management of finances is not
my primary skill-set. Honestly, the best thing that every happened to me was automatic bill-paying.
So anyway, here's my deal:
I fly a lot every year, on my own dime. (LAX-MCO every two weeks. I have a son in FL and I live in LA.) So back in 07, I got the Delta-American Express Platinum co-branded card. It's pretty decent, mostly for bonus-mile accrual, but in a twist which I think is rather odd, you don't get Sky Club access. (You do with the "Reserve" card, but I had that one for a year and it was frankly, a ridiculous expenditure of $500 a year. You do get Sky Club access, but not membership, which means you still have to pay for internet, etc., and not other clubs. So I reverted back to the Delta Plat.)
So last week, I had to call and let them know I was going to be traveling in other countries for a while, and at the end of the call they offered me the Platinum Amex. The cost per year is $450, but I get $200 back when I use it the first time, and other credits when I use it for Delta purchases, not to mention all the other benefits, AND access to virtually any airport lounge.
But the thing is... it was sort of an impulse decision.
I sort of fell for the shiny card with the impressive guy in the helmet.
I admit to wanting to be able to casually mention that I have a platinum Amex.
Last week I would have sworn that I'm not materialistic.
So I was having buyer's remorse, but as I've been reading, I'm sort of finding that I may be able to make this work for me, so here are my questions, for those of you who are AMEX savvy:
1) Boiled down, does anyone think it's of any benefit to have both of these?
(Apart, that is, from being able to carry a balance, which I do on the Delta card.)
And in your real-world experiences, what are your:
2a) Favorite Non-travel-related benefits to either card?
2b) Favorite travel-related benefits to either card?
And by the way, thank you all for the ton of stuff I've already learned by reading around on this site. I've been reading around on here for a few years, and I think it's probably some of the decisions I've made from what I've read here that has made my score so good.
And thank you in advance to any advice for a brand new member.