Backdating question...

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Fri Nov 08, 2013 7:33 pm

Bay area Joe wrote:I am in the same boat.. I have tried twice for CLI on the Amex Hilton and denied.... due to past delinquencies. Maybe one day... I am glad to see you have three Amex cards though, I was afraid to try for a third. And my Hilton card also has a 2k limit.


Thanks Joe. If you get a third and it's a revolver I wouldn't be shocked at another 2k limit, like me.

With Amex you just never know when or even if they will give a CLI. The BSP is kind of worthless at that limit honestly, if it will never grow I don't see it having a future in my wallet even for backdating.

The ironic thing is, they won't give us over 2k on a revolver but they would give us 10 or 15 or 20k or more on a charge. I'm not sure that makes sense to me, as if you are going to burn them you do it just as easy on a charge card (I can tell you that from personal experience). I'm sure they figure what they need to be scared of is long term balance carriers but again, you can even get pay over time on your charge card and burn them too that way.

So, I'm not sure I see the point of never giving a CLI on the revolvers, just makes me use other cards.

Anyway, glad to see you got back in too and I hope they give you a CLI soon.

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