Getting a chance for approval

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Getting a chance for approval

Postby ZUNE » Thu Oct 24, 2013 12:56 pm

Hi as a current gold and platinum member which I'm fairly new like 3 months only would I have an easier chance of getting approved for a reg amex card for example spg or blue cash rewards card my credit is not that high I have around 650 .?

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Centurion Member
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Location: IA

Postby jumbo » Thu Oct 24, 2013 1:25 pm

I was recently approved for Delta Gold, but my FICO experian was 729, with 5 hard inquiries and 2.2 AAoA.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

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Postby tigerowl06 » Fri Oct 25, 2013 10:35 pm

Having a relationship with Amex certainly makes things easier, but I think you need to slow your roll for about 6 months and then go for another card. Are both of those charge cards the same age (3 months)? Also, is your credit report really young/thin (I'm assuming)?
Chase Freedom ($2.5K, 10/2009)
Discover it ($6K; 03/2011)
Amex BCE ($19.5K; 02/2013 - 2011 BD)

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