I believe I am blacklisted for Amex.
I filed for BK in 2006 (chapter 7). Amex Blue was included and I owed $1500 (I think...)
Ever since then, I've paid all my bills on time and my credit scores are in the low 700s now. My line of credits are all $5000 and above (except for Cap 1... they don't extend credit!!)
Anyway, I called the recon dept because I was rejected for a Green in July. I called today to speak to someone because I just found out about the recon dept. The guy was very nice. But, after he input my information, his tone changed. He was rather nasty and told me that they didn't even pull my CR or look at my application because it shows in their record that I owe them $$. Doesn't matter if I filed for BK. It's either pay what I owe to get in their good graces or forget about having an AMEX card.
I am thinking of applying again in 3 months (after 6 months went by) and keep insisting until I possibly fall through the cracks.....? Anyone have any luck with this?
TU: 783, Equifax: 772
Ch 7 BK in '06, finally dropped off in '16
paid off car
0 CC debt (Disc, Citi, and WF Amex)
furniture debt: $1800
Closed unused CCs, was dinged a few pts, but recovered
I filed for BK in '06 and was in debt over $500K. Never again! You can do it too!