- Posts: 2
- Joined: Mon Sep 23, 2013 11:12 pm
- Location: El Paso, TX
I'm taking over payments on my brothers motorcycle currently financed on his Yamaha credit card. I'm looking into opening a new card w/ a 0% balance xfer option and the Blue Cash intrigues me. I would need a limit of at least $2500 though.
I currently have 2 Visas (1 from each of my CU, $5K each), an MC (another CU, $3k), Walmart Discover ($1800), Lowe's ($3100), and a secured Cap1 MC ($200, starter card that I never closed out) and util is about 22%.
No collections or late payments, although I had an auto loan about 3 years ago that shows 3 30 day lates.
My main concern is that I have 6 hard inquiries and 3 new accounts right now because we recently refinanced our home and 2 vehicles in the last 3 months. I'm hoping that doesn't hurt too much.
Credit Karma and Walmart's free FICO pull both have me pegged around 700. What are my chances at getting approved w/ the limit I need?