Limit on 3-2-1 Point Limit per Category on Sept 16 to 100k pts/year?

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schindyguy
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Limit on 3-2-1 Point Limit per Category on Sept 16 to 100k pts/year?

Postby schindyguy » Sun Sep 08, 2013 1:56 am

I opened up a Business Gold Rewards card in mid August 2013 because the representative said that I'd get 2X pts on advertising.

Now a month later, I call them back to inquire about double points and they notify me that there is material change to their T&Cs which say that the maximum yearly double points I can receive for any bonus category (mine is ads) is 100k pts. She then told me that they sent out a T&C update on Aug 30 (which I never received) about the change being effective Sep 16 2013. I was planning on spending more than 100k on ads per year which means I am missing out on double points.

Anyone else know about this? Feels like I was swindled even though we're just talking about bonus pts :D


DavidNY
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Postby DavidNY » Sun Sep 08, 2013 8:28 pm

Fidelity Amex gives 2% cash back on advertising and everything else.

schindyguy
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Postby schindyguy » Mon Sep 09, 2013 8:30 pm

DavidNY wrote:Fidelity Amex gives 2% cash back on advertising and everything else.


Thanks for the idea DavidNY, but I'd rather have amex pts - any cards with 2x or 3x reward pts for advertising purchases?

benhollberg
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Postby benhollberg » Mon Sep 09, 2013 10:21 pm

I'm going to look around for that notice because I don't remember seeing that at all.
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benhollberg
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Postby benhollberg » Tue Sep 10, 2013 8:51 pm

Just looked through my old mail, I did receive this notice and didn't even read it that careful. The notice throws you off by starting with "you now have more ways to earn" MR by adding 2x on select computer hardware, software, and cloud computing providers. Then at the end it says 3x and 2x points are on purchases up to $100,000 in each of the 5 industry categories per calendar year.
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Crashem
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Postby Crashem » Thu Sep 12, 2013 1:15 am

schindyguy wrote:I opened up a Business Gold Rewards card in mid August 2013 because the representative said that I'd get 2X pts on advertising.

Now a month later, I call them back to inquire about double points and they notify me that there is material change to their T&Cs which say that the maximum yearly double points I can receive for any bonus category (mine is ads) is 100k pts. She then told me that they sent out a T&C update on Aug 30 (which I never received) about the change being effective Sep 16 2013. I was planning on spending more than 100k on ads per year which means I am missing out on double points.

Anyone else know about this? Feels like I was swindled even though we're just talking about bonus pts :D


I assume you are spending on Google :) .

In any case, I am in same boat as you. Got some suggestions if you give me an idea what amount you need a month.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k



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