Lower annual fee charge?

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Vandalized2
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Lower annual fee charge?

Postby Vandalized2 » Tue Sep 03, 2013 2:27 am

Does anyone know if AMEX is going to come out with a lower annual fee charge card then the Green by AMEX?
I currently have the GOLD and I am going to pay the fee once, but I hardly run any money through the mostly in part because I have AMEX BCE and CASH+ through USbank.

I know they had the AMEX ZYNC a while ago. But I can not justify even the GREEN when I only probably am going to run roughly $1k through it a year, just to say I used it.

And I do not know why but I do not close cards. I am just weird like that but I love my bevvy of cards and have no intentions of ever applying for another card as far as I can see.


SClay
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Postby SClay » Tue Sep 03, 2013 11:12 am

They haven't currently announced any new charge cards with lower annual fees. However, if you're looking for a lower AF you could get a green card instead.

What you should ask yourself is this: "What is the purpose of me having this card?"
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DavidNY
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Postby DavidNY » Tue Sep 03, 2013 11:51 am

SClay wrote:What you should ask yourself is this: "What is the purpose of me having this card?"


+ 100

mdl28
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Postby mdl28 » Tue Sep 03, 2013 5:50 pm

Then why fuss over getting one? Stick with a "credit" card
MDL

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takeshi
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Postby takeshi » Wed Sep 04, 2013 5:56 pm

SClay wrote:What you should ask yourself is this: "What is the purpose of me having this card?"

^ This. If it's not worth the AF then why are you thinking of getting it?

Vandalized2 wrote:And I do not know why but I do not close cards. I am just weird like that but I love my bevvy of cards and have no intentions of ever applying for another card as far as I can see.

Seems like a premature decision on future cards but maybe you can tell the future better than I can.

ivotedale
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Postby ivotedale » Thu Sep 05, 2013 2:37 am

To each his/her own. I've heard of great credit stories with folks in the 800+ scores with one credit card, and others with a cornucopia of cards if we're talking scores here.

For me it'll depend on my lifestyle; I plan to be traveling more in the next 3, 5, 10 years, so I went with an Amex Blue Sky this year. Will it benefit me as much as it will another card? Maybe, maybe not. There will always be a "better" card.

You didn't mention your lifestyle, spending habits, etc- so as we've all been saying: why do you have it? Prestige? Benefits? All Amex cards share the same general benefits such as purchase protection, warranty extension, varied levels of roadside assistance, etc.

As far as the Zync goes, it was rumored to be coming back, but we don't know when, if at all it will be. I still have mine active, and just paid my annual fee of $25 today actually. I think if it does come back and the rewards are still sub-par, I'll consider an upgrade to the gold/platinum myself assuming I do increase my traveling later.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF



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