Cards I use:
- Amex Platinum
- Costco TrueEarnings Amex
- Amex SimplyCash Business (under EIN)
Other cards I have (but only use in the case Amex isn't accepted + monthly autopay bills to maintain history):
- USAA Cash Rewards MasterCard
- B of A Cash Rewards Visa
- B of A Business Visa (under SSN)
I don't carry a balance and I pretty much purchase everything exclusively on my Platinum card ($10k-$30k average a month). I pay the yearly fee for 3 additional card holders.
I just received the Costco TrueEarnings Amex to use for gas and restaurants, but I want to make sure I'm making the smartest use of the cards together.
Is my understanding correct that I should generally continue to use my Platinum card for all purchases + travel when booking through the Amex travel site (for 2x points) but use the Costco card for restaurants + gas + travel booked outside of the American Express Travel website? We travel extensively and we enjoy dining.
If anyone carries both cards and/or has an optimal way of structuring purchases between the two cards, I'd appreciate your thoughts and recommendations...