Messed up application

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Messed up application

Postby johnx1 » Sat Aug 24, 2013 4:16 am

So I was invited to join the American Express Gold rewards program today by a friend, I never had a charge card so I thought I'll take up the offer and join.

When I got to the application page the little blue icons by the bars wouldn't show the help text when clicking on them because Java or something crashed it. I'm a student living with my parents (with an income of $7000-$8000 from my parents) not working.

Because we own the house I put "own" because the help text didn't show at first, I only found out if you are a student you have to put "other" if you're living with parents.. the next hick up was at the household income, I thought they meant household income like all of the income that comes to the house (from parents, siblings, etc) and not only from spouse/partner so I put it as income from everybody in the house.. it was only later that I received an e-mail saying I'll have to wait 10 days to get verified, so I thought I'd go and go through the steps again only to see what I actually needed to enter... I feel incredibly stupid.. but most more importantly I feel like I lied, even if it wasn't technically my fault, I feel terrible. :(

What will happen now? Will they prosecute me? Fine me? Take me to court? It's killing me now, I lied on a charge card application form and I just feel awful.

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Postby Robrus1 » Mon Aug 26, 2013 8:51 am

You can call them, find out if you've been approved or not, and notify them of the information that needs to be corrected. They aren't going to come after you, they could ask for verification of income. I would just call, there's no need to feel bad.
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Postby PlatinumAMEX94 » Thu Aug 29, 2013 7:23 pm

johnx1 wrote:What will happen now? Will they prosecute me? Fine me? Take me to court? It's killing me now, I lied on a charge card application form and I just feel awful.

They will deny your application when you can't prove your income and there is no mortgage on your credit file. They aren't going to take you to court. They just won't extend membership to you. Sorry.
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