Messed up application

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
3 posts
Posts: 1
Joined: Sat Aug 24, 2013 4:09 am
Location: World

Messed up application

Postby johnx1 » Sat Aug 24, 2013 4:16 am

So I was invited to join the American Express Gold rewards program today by a friend, I never had a charge card so I thought I'll take up the offer and join.

When I got to the application page the little blue icons by the bars wouldn't show the help text when clicking on them because Java or something crashed it. I'm a student living with my parents (with an income of $7000-$8000 from my parents) not working.

Because we own the house I put "own" because the help text didn't show at first, I only found out if you are a student you have to put "other" if you're living with parents.. the next hick up was at the household income, I thought they meant household income like all of the income that comes to the house (from parents, siblings, etc) and not only from spouse/partner so I put it as income from everybody in the house.. it was only later that I received an e-mail saying I'll have to wait 10 days to get verified, so I thought I'd go and go through the steps again only to see what I actually needed to enter... I feel incredibly stupid.. but most more importantly I feel like I lied, even if it wasn't technically my fault, I feel terrible. :(

What will happen now? Will they prosecute me? Fine me? Take me to court? It's killing me now, I lied on a charge card application form and I just feel awful.

Centurion Member
Centurion Member
Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Mon Aug 26, 2013 8:51 am

You can call them, find out if you've been approved or not, and notify them of the information that needs to be corrected. They aren't going to come after you, they could ask for verification of income. I would just call, there's no need to feel bad.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

User avatar
Centurion Member
Centurion Member
Posts: 321
Joined: Mon Jan 02, 2012 1:21 am
Location: Denver

Postby PlatinumAMEX94 » Thu Aug 29, 2013 7:23 pm

johnx1 wrote:What will happen now? Will they prosecute me? Fine me? Take me to court? It's killing me now, I lied on a charge card application form and I just feel awful.

They will deny your application when you can't prove your income and there is no mortgage on your credit file. They aren't going to take you to court. They just won't extend membership to you. Sorry.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash

American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+

Return to “American Express”

Who is online

Users browsing this forum: No registered users and 3 guests