Question On Credit File Locks + AMEX

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
2 posts
Wildcat_1
Platinum Member
Platinum Member
 
Posts: 82
Joined: Wed Jul 24, 2013 9:56 pm
Location: Corvallis, Oregon

Question On Credit File Locks + AMEX

Postby Wildcat_1 » Thu Aug 22, 2013 7:45 pm

Hi All

Does having a credit lock on your file (that you have placed on it) affect companies like AMEX that are continually looking at files for either FR/CLI purposes etc ?

Thanks
WC


User avatar
PlatinumAMEX94
Centurion Member
Centurion Member
 
Posts: 321
Joined: Mon Jan 02, 2012 1:21 am
Location: Denver

Postby PlatinumAMEX94 » Thu Aug 29, 2013 7:20 pm

Nope. In your terms and agreement, AMEX has the right to look at your credit every day if they so choose. The credit lock is only to prevent new credit lines opened without verification. I have credit locks and AMEX reviews my credit report every month.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash

American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 0 guests