Question On Credit File Locks + AMEX

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Question On Credit File Locks + AMEX

Postby Wildcat_1 » Thu Aug 22, 2013 7:45 pm

Hi All

Does having a credit lock on your file (that you have placed on it) affect companies like AMEX that are continually looking at files for either FR/CLI purposes etc ?


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Postby PlatinumAMEX94 » Thu Aug 29, 2013 7:20 pm

Nope. In your terms and agreement, AMEX has the right to look at your credit every day if they so choose. The credit lock is only to prevent new credit lines opened without verification. I have credit locks and AMEX reviews my credit report every month.
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