2013 First National Bank of Omaha American Express Review

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
5 posts
mdl28
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2013 First National Bank of Omaha American Express Review

Postby mdl28 » Thu Aug 08, 2013 8:54 am

I recieved an offer for an American Express from First National Bank of Omaha. It has no annual fee, 0% apr until March 2014 and until Nov 2014 for balance transfers. After the intro APR it will be between 11.99% - 19.99%. And 2% percent cash back on all purchases.

Your thoughts?

I already have the BCP
MDL

Amex Gold Prem'r
Amex BCP
Amex Green
Barclays Ring Platinum MasterCard
Citi Diamond Pref'd
Chase Sapphire Pref'd Visa Signature
Chase Freedom MasterCard
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takeshi
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Postby takeshi » Thu Aug 08, 2013 9:48 am

No card is one-size-fits-all. You need to decide if the card fits your particular needs/wants. It does nothing for me.

TheLethargicAge
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Postby TheLethargicAge » Thu Aug 08, 2013 9:51 am

Are you sure it's 2% cashback on all purchases? If it is, go for it. If not, don't bother unless you need to transfer a balance. If you do get it, though, be aware that it won't be backdated to match your Member Since date on your other Amex cards.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

mdl28
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Postby mdl28 » Thu Aug 08, 2013 12:04 pm

Good advice, thanks guys.
MDL

Amex Gold Prem'r
Amex BCP
Amex Green
Barclays Ring Platinum MasterCard
Citi Diamond Pref'd
Chase Sapphire Pref'd Visa Signature
Chase Freedom MasterCard
Discover It
New York Life Visa Signature

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Socelli
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Postby Socelli » Thu Aug 08, 2013 2:55 pm

I have it and I love it. It's my back up card. FNBO issues a credit limit with these cards so I always know where I stand. Like I said, I have it for back up just in case Amex declines a "NPSL" charge, for whatever reason, I can revert back to my FNBO Amex (without too much egg on my face) to take care of the charge. FNBO's customer service is very good, by the way. Hang on to the card. It's good to have in a pinch.
Cards:
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K



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