Credit Threshold Before Financial Review

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Mon Jul 29, 2013 5:21 pm

I'm pretty sure that any time you get an Auto CLI, you won't get FR'd. That'd be ridiculous. I'm kind of thinking once you start going higher than 25K it's more likely. Not guaranteed, because like Craig said it's partly income based, but I'm thinking they just don't look at you too hard until you start wanting over that amount. Just kind of what I've pieced together. I'll probably still shoot for 25K even if Chase denies my request for 20K on my CSP, because I've had Amex longer and run more money through them than Chase. I'm tempted to just ask Amex for 24K to stay off of the radar, but that just doesn't sound as good as 25K...
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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