3rd Amex 3xCLI Success! Loving AMEX so far...

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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lexrj
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3rd Amex 3xCLI Success! Loving AMEX so far...

Postby lexrj » Fri Jul 26, 2013 2:28 am

Started with 1K and now I'm at 18K in only a little over a 1yr and half.
Nothing but love from AMEX on building my credit and credit lines!
Should I go for 54K in 6 months? Sounds impossible!
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1


Vandalized2
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Postby Vandalized2 » Fri Jul 26, 2013 4:27 am

Thats so nice! When i did my 61 day 3X CLI I only got approved from 6600 to 8400. It was still cool that I got something but they seem to really like you! Congrats man!

AMEXPlatino86
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Postby AMEXPlatino86 » Fri Jul 26, 2013 7:14 am

Congratulations. it's a bit bit harder than it looks. I just got declined the first time around so I have to wait the 90 days to try again.
Wells Fargo Platinum 2.100 (5/2011-cld 7/12/14)
AmEx Platinum (6/12)
Barclays Apple (6/12)
AMEX Gold Delta (5/13)
Marriott Rewards (7/14)

My credit score :cool:
EQ: unknown
EX: 762
TU: 752

woogs
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Postby woogs » Fri Jul 26, 2013 9:22 am

lexrj wrote:Started with 1K and now I'm at 18K in only a little over a 1yr and half.
Nothing but love from AMEX on building my credit and credit lines!
Should I go for 54K in 6 months? Sounds impossible!


I think you will have a very hard time getting above $35k with Amex. I do not recall all of the specifics, and I may be wrong, but I believe $35k is a magic number with Amex and its underwriters / investors for credit. Charge cards allow higher, and I know with them that if you choose to "pay over time" that anything that takes your account over $35k must be paid in full.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card

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Z06Biker
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Postby Z06Biker » Fri Jul 26, 2013 5:00 pm

Yeah, that does seem to be a number they use often. While my combined available credit among all my Amex cards are slightly above $35K, it's as near as makes no difference. Additionally, the max amount I'm able to charge and keep as a revolving balance on my Amex Plat (a recently introduced feature, so it's no longer just a charge card anymore) is $35K, right on the nail, even though I'm allowed to charge a lot more than that, as long as I pay in full at the end of the cycle.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

ksy
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Postby ksy » Fri Jul 26, 2013 7:26 pm

I thought the magic number was 25K on a single card before FR was required.

ncosky290
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Postby ncosky290 » Fri Jul 26, 2013 9:02 pm

ksy wrote:I thought the magic number was 25K on a single card before FR was required.


agree...

And I was declined my first CLI at 61 days. I am able to ask again tomorrow but I am waiting until Mid August once some other cards report lower balances and amex does another soft pull with the lower balances...
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

woogs
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Postby woogs » Wed Jul 31, 2013 4:07 pm

ksy wrote:I thought the magic number was 25K on a single card before FR was required.


$25k credit

$35k charge (pay over time) max that you can carry - anything above needs paid in full. My "No Pre Set Spending" is $95k but if I want to carry a balance I need to keep it under $35k.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card

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Z06Biker
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Postby Z06Biker » Wed Jul 31, 2013 4:09 pm

I want to know what FastSRT8's NPSL is, considering it's a Centurion. A billion dollars, perhaps?
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

woogs
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Postby woogs » Wed Jul 31, 2013 4:20 pm

Z06Biker wrote:I want to know what FastSRT8's NPSL is, considering it's a Centurion. A billion dollars, perhaps?


It really has more to do with spending history vs card type granted you need to spend a lot (at first) to qualify for the Centurion. A Green/Gold card holder who spends $200k / month can have a higher NPSL than a Centurion who spends $30k / month.

What I find strange is my NPSL is the same whether I have a balance or not. With 0 balance it is $95k, with a $40k balance it is $95k.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card



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